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FIRE Calculator

Calculate your Financial Independence Retire Early number and years to freedom

Your Numbers

How much you spend per year in retirement

Your FIRE Number

$1,000,000

Annual expenses ÷ 4% safe withdrawal rate

Progress5.0%
$50,000 saved$1,000,000 goal

Years to FIRE

21

FIRE Year

2047

FIRE Age

51

Coast FIRE Number

$93,663needed now to coast to $1,000,000 by age 65
Coast progress53.4%

FIRE Variants

Lean FIRE

75% of expenses · $750,000

18 yrs

Fat FIRE

2× expenses · $2,000,000

30 yrs

Frequently asked questions

What does FIRE Calculator do?

Calculate your Financial Independence Retire Early number and years to freedom

What should I check in the result?

Check units, rates, dates and assumptions. Compare a simple case by hand before using the result for a decision.